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Fees and Charges

As a mutual Federal Savings Bank, First Federal has established a well earned reputation for providing excellent service as well as great value to our banking clients. In keeping with this tradition, our Bank continually strives to maintain low costs for our customers.

Check Printing (fee depends on style of checks ordered)
Nonsufficient funds (NSF) Fee $25.00
(maximum $100.00 per day)
Return Deposit Item Fee $10.00
Overdraft Protection $10.00
(per transfer)
Stop Payment $25.00
Monthly Service Charges $10.00
(MMDA, Super Now & Now Accounts - when account falls below $500 minimum)
Dormancy Fee (Savings Accounts Only) $1.25
(per quarter)
Internet Banking / Mobile Banking Service FREE
Basic On-line Bill Pay FREE
(Fees may be applicable for additional services as requested)
Money Orders - each $2.00
Account Research $12.00
(per hour)
Acount Reconciliation Fee $12.00
(per hour)
Statement Copy Fee $5.00
(per statement)
Copy of Checks $0.25
(per check)
Fax Fees (Outgoing) $5.00
Fax Fees (Incoming) $0.25
(per page)
Coin Counting Fee 1% of amount
(Coin Counting is Free one-time at new account opening)
Reissue Debit/ATM card $15.00
(per card)
Notary Service (Customers Only) FREE
Safe Deposit Box Drilling ? Replace Lock/Lost Key(s) $200.00
** Fees May Apply for Other Services **